The thrifty American


http://www.app.com/article/20110914/NJNEWS/309150017/Report-NJ-residents-second-highest-debt-credit-score-nationwide

New Jersey has the second highest personal credit rating in the nation. We also have the second highest credit card debt nationwide. The trend is to owe less which could mean that consumption may remain subdued for a while.

People have to make more money to be able to sustain the standard of living.

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